Terms of Use

Effective Date: 24/06/2025

Company Name: caprashant.in

Jurisdiction: Pune, India

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE SITE.

You further agree that your use of the site shall be at your sole risk, and caprashant.in will not be held liable in any way for your use of the site or for any information contained on the site. caprashant.in makes no warranties that the site will be error-free, or that any errors will be corrected, or that the site or the server from which the site is operated will be free of viruses or other potentially harmful codes. Under no circumstances, including negligence, shall caprashant.in be held liable for any direct, indirect, incidental, special or consequential damages and expenses of any kind (including, without limitation, personal injury or property damage, lost profits, and damages arising from computer viruses, business interruption, lost data, unauthorized access to or use of site servers or any personal information stored therein, or any interruption or cessation of operation of the site) arising out of or in any way connected with the use of the site or any information contained on the site, whether such damages are based on contract, tort, strict liability or otherwise, even if advised of the possibility of such damages.

1. Introduction

These Terms of Use (“Terms”) govern your access to and use of the website and related services (“Platform”) operated by caprashant.in, a tax, financial consultant & advisor. By using the Platform, you agree to comply with and be legally bound by these Terms, as well as our Privacy Policy and any other policies referenced herein.

2. Definitions

• User: Any individual or entity accessing or using the Platform.
• Content: All information, data, text, images, video, and other material posted or transmitted on the Platform.

3. User Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use this Platform. If you are under 18, you may use the Site only with the involvement of a parent or legal guardian. By using the Platform, you represent and warrant that you meet these requirements.

4. Nature of the services

The Platform is designed for:

• Sharing blog posts and articles on finance, taxation, and related topics;
• Offering generic calculators for public informational use;
• Providing professional consultancy services on request, which may require collection of basic personal data (name, email ID, and mobile number).

No training, coaching, or certification programs are offered on this Platform.

5. Payments and Security

Please be advised that we do not accept or solicit any payments through online payment gateways, QR codes, UPI links, or payment collection links.

All payments for professional advisory or consultancy services are accepted only through traditional banking channels, specifically:

• NEFT (National Electronic Funds Transfer)
• RTGS (Real Time Gross Settlement)

When a user engages our services and a fee is applicable, the following process is followed:

• The fee amount and bank details are communicated via official email correspondence from our registered email address: [caprashantk01@gmail.com].
• The user is required to make the payment directly from their bank account using NEFT/RTGS and share the transaction reference number, if requested, for confirmation.

We do not:

• Send payment links via SMS, WhatsApp, or social media;
• Ask users to scan QR codes or click third-party payment buttons;
• Request card numbers, CVVs, or OTPs for transactions.

🚫 Caution: Any such request received from other sources should be treated as suspicious. We shall not be liable for any loss or fraud resulting from unauthorized payment methods or phishing attempts.

For payment-related clarifications, users are encouraged to contact us directly at our registered mailID before proceeding.

6. Disclaimer

The content and calculators provided on the Platform are for informational purposes only and do not constitute professional advice unless explicitly stated. Users are encouraged to seek formal consultation before making any decisions. Users are solely responsible for any actions taken based on information obtained from the Platform.

7. User Conduct

You agree not to:

• Use the Platform for any unlawful, harmful, or fraudulent purpose.
• Post or transmit any material that is threatening, defamatory, obscene, or otherwise objectionable.
• Infringe upon the intellectual property or other rights of any person or entity.
• Attempt to gain unauthorized access to any part of the Platform, accounts, or systems.

8. Intellectual Property

• All content on the Platform, including text, graphics, logos, images, and software, is the property of caprashant.in or its licensors and is protected by copyright and trademark laws.
• You may not use, reproduce, modify, or distribute any content from the Platform without prior written consent from caprashant.in.

9. Submission of Information

• Any information submitted to Caprashant.in via the Platform (excluding personal data covered by the Privacy Policy) becomes the property of Caprashant.in, which may use it for any purpose, subject to applicable law.
• caprashant.in is not obligated to treat such submissions as confidential unless otherwise agreed or required by law.

10. Links to Third-Party Websites

The Platform may contain links to external sites not operated by Caprashant.in. We do not control or endorse these sites and are not responsible for their content or practices.

11. Privacy

Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.

12. Termination

caprashant.in reserves the right to suspend or terminate your access to the Platform at its sole discretion, without notice, for any reason, including violation of these Terms.

13. Limitation of Liability

• The Platform and its content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied.
• caprashant.in is not liable for any damages arising from your use of, or inability to use, the Platform or any content therein.
• To the fullest extent permitted by law, caprashant.in disclaims all warranties, express or implied, including, without limitation, all implied warranties of merchantability and fitness for a particular purpose.

14. Indemnification

You agree to indemnify and hold harmless caprashant.in, its affiliates, employees, and agents from any claims, damages, or expenses arising from your use of the Platform or violation of these Terms.

15. Modification to Terms

caprashant.in may modify these Terms at any time by posting updated terms on the Platform. Your continued use of the Platform constitutes acceptance of the revised Terms.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Pune.

Contact Information

For questions regarding these Terms, please contact:
caprashantk01@gmail.com

By using this Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.